Modern Financing Advisory
Iran's economy has seen the emergence of modern financing instruments that open new opportunities for businesses. Kahkeshan combines deep familiarity with these tools and access to the national financing consortium, the banking network and the capital market to design the right blend for your needs.
Modern Instruments We Cover
1. Gam Certificates (Productive Credit)
An innovative tool for supply-chain working capital, priced below typical bank rates.
2. Electronic Drafts
A digital commercial instrument used as a payment vehicle along supply chains.
3. Special Investment CDs
A fixed-income tool with higher yields than standard deposits, tradable on the exchange.
4. Crowdfunding
An online platform for raising retail capital for innovative projects and small businesses.
5. Sukuk Variants
- Lease sukuk for fixed-asset financing
- Murabaha sukuk for inventory and raw materials
- Manfaat sukuk for businesses with income-generating assets
- Istisna sukuk for construction and manufacturing projects
6. National Financing Consortium
A structure that pools resources from multiple banks and financial institutions for large infrastructure and industrial projects.
Benefits
- Lower cost vs. traditional bank lending
- More flexibility in payment structure
- Sharia-compliant structures fitting Iran's financial market
- Faster fund mobilization for digital instruments
- Tax exemptions in select cases
Our Process
- Diagnosis: capital structure, project nature, horizon
- Instrument selection: the optimal blend across available tools
- Negotiation with providers: banks, funds, consortium
- Documentation: reports, feasibility studies, guarantees
- Licensing: SEO, CBI and other regulators
- Execution & support: post-disbursement assistance
Modern instruments are smarter problem-solving for businesses ready to think beyond traditional formats.